Imagine Happier Bonus

Gift Yourself a Happier Homelife

Imagine how different holiday hosting could be this year in a home that truly fits the way you live: ample countertop and cabinet space, hard-surface floors for easy cleanup, plenty of room for guests to gather, and designer details everywhere you look.

Act now, and you can make that vision a reality!

Find a home you love and take advantage of special financing designed to put it within reach:

4.999% (5.737% APR) FHA 30-year, fixed-rate financing on select homes that close by 12/31/26*

Available 10/19/26 through 11/15/26 with financing provided by:

HomeAmerican Mortgage logo

Imagine Happier Bonus logo

Your new holiday hosting checklist:

Entertainer’s kitchen with plenty of storage

An entertainer’s kitchen

Say goodbye to crowded cabinets, cluttered countertops, and walkway traffic jams! Thoughtful details like walk-in pantries, extended cabinetry, intentional appliance placement, and wide kitchen islands help a kitchen work with you, so you’re able to focus on what’s important: preparing and sharing meals with the people you love.

Open dining and great rooms

Uninterrupted sight lines and an easy flow from room to room encourage guests to mingle freely and keep you feeling connected to the action, instead of closed away in the kitchen. Add in tall ceilings, abundant natural light, and easy-to-clean hard-surface floors, and you have a space that’s ready-made for good times.

Open kitchen and dining rooms are roomy and inviting
Large walk-in panrty keeps clutter out of the way

Sensible storage

Storage is an often-overlooked hosting helper. Carefully placed closets and cabinetry keep clutter out of sight and essentials readily at hand. A closet off the entry for guests’ coats and bags, a linen closet near the bathroom to make fresh towels accessible, a dedicated cleaning closet so gathering your supplies isn’t its own chore—these little conveniences can be big stress relievers for busy hosts

Inviting guest rooms

If your holiday celebrations include hosting out-of-town relatives or friends, you’ll want them to feel at home in your home. Guest rooms shouldn’t feel like an afterthought; they should be placed to provide privacy, comfortably appointed, and laid out for ease of use.

Separate multi-generational family areas allow relatives or friends to be close but not too close

Sign up today to learn how special financing could get you into a new home this holiday season.

You may be surprised by how much home you can afford with these 30-year fixed rates:

  • 4.999% (5.737% APR) FHA*
  • 5.375% (5.508% APR) Conventional**
  • 4.999% (5.287% APR) VA***
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Chesmar Homes between October 19, 2026, and November 15, 2026, inclusive, and close on or before December 31, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, applicable debt-to-income ratio restrictions, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

**Loan promotions are valid for buyers who sign purchase agreements on select homes with Chesmar Homes between October 19, 2026, and November 15, 2026, inclusive, and close on or before December 31, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, applicable debt-to-income ratio restrictions, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

***Loan promotions are valid for buyers who sign purchase agreements on select homes with Chesmar Homes between October 19, 2026, and November 15, 2026, inclusive, and close on or before December 31, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, applicable debt-to-income ratio restrictions, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

HomeAmerican Mortgage Corporation is a residential mortgage loan company. HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License # ML-5694.

Chesmar Homes and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. Chesmar Homes and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with Chesmar Homes or HMC will not affect your ability to obtain products and services from these companies.
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